Date: October 24, 2016

Issue: CFPB

To: Monica Jackson, CFPB

Filing Type: Joint Trades

Description: The undersigned trades believe that several of the Bureau’s rules on confidentiality create unwarranted compliance risks for supervised institutions without furthering the policies that promote the confidentiality regime. In order to ensure compliance, institutions seek greater clarity as to how they should handle supervisory and other confidential information in the possession of the institutions.

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