Rather than creating a new streamlined system, the Dodd-Frank Act added multiple new agencies with overlapping jurisdictions upon a crumbling foundation. With increased uncertainty and additional layers of regulation the capital markets, which fuel job creation, could face a period of sluggish and inconsistent growth. U.S. Capital Markets Competiveness: the Unfinished Agenda raises five major areas of concern that must be addressed for a growing and prosperous economy including:

1. Layered, Overlapping, and Complex Regulatory System;
2. Fundamental Reform of the Regulators;
3. Preserving Globally Competitive U.S. Capital Markets
4. Self-Regulatory Organization (SRO) Reform; and
5. Regulation through Enforcement.