The U.S. Chamber of Commerce (Chamber) is releasing several recommendations to the Consumer Financial Protection Bureau (CFPB or Bureau) in an effort to support the agency’s mission to protect consumers and to ensure clear, predictable, and efficient practices for market participants while
eliminating unnecessary ambiguity. An effective CFPB will have two mutually reinforcing roles: to protect consumers against bad actors and to enable consumers to make informed decisions to responsibly access credit.