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The story of how regulations have hindered banks’ ability to lend the capital Main Street businesses need to start and grow, and thereby hurting economic growth and job creation across the country.

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Raising the Capital Gains Tax: Who Does it Really Hurt?

Curtis Dubay When a potential new business never opens it doors because it cannot raise the capital to finance the opening, who loses? Most people would say the business owner and the people the business would have employed. But in the current debate over President Biden’s proposal to increase capital gains taxes by more than… Read more about Raising the Capital Gains Tax: Who Does it Really Hurt?

How Banks Are Helping Main Street Recover and Thrive

Bill Hulse Every American dream is different, every American dream is unique. But whatever that dream is, there’s a good chance it was made possible by a loan from one of America’s financial institutions. These American dreams come in every shape and size, and so do the banks which support them. Some funding comes from… Read more about How Banks Are Helping Main Street Recover and Thrive

Supporting and Strengthening Risk-Based Pricing to Benefit All U.S. Consumers

Tom Quaadman When consumers are looking to borrow money, whether it be for a credit card, homeownership, or an auto loan, their past information is used by financial institutions to determine how best and at what level to provide the access to capital they need. Risk-based pricing, where lenders offer different consumers different interest rates… Read more about Supporting and Strengthening Risk-Based Pricing to Benefit All U.S. Consumers

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