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The story of how regulations have hindered banks’ ability to lend the capital Main Street businesses need to start and grow, and thereby hurting economic growth and job creation across the country.

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Quick Take: Why the Largest Banks in the U.S. Need More Efficient Oversight

U.S. Chamber Staff A customer uses a drive-thru ATM at a Bank of America branch in San Antonio, TX. Photo credit: Callaghan O’Hare/Bloomberg. Fill me in: The largest, most complex banks in the United States have been subject to a considerable increase in regulation under the Dodd-Frank Act and Basel Accords. These new regulations –… Read more about Quick Take: Why the Largest Banks in the U.S. Need More Efficient Oversight

Quick Take: Your Primer on LIBOR Transition

U.S. Chamber Staff Photo credit: Nick Youngson, Alpha Stock Images. Licensed under a Creative Commons Attribution-ShareAlike 3.0 Unported license. Fill me in: Financial contracts like loans, securities, and derivatives reference financial benchmarks to set borrowing costs and interest rates. The London Interbank Offered Rate (LIBOR) is the key interest rate benchmark that shows the average… Read more about Quick Take: Your Primer on LIBOR Transition

Here’s Why U.S. Businesses Need Foreign Banks to Thrive

Bill Hulse Pedestrians pass in front of a HSBC bank branch in New York City. Photo credit: Paul Taggart/Bloomberg. American businesses need banks of all shapes and sizes, including foreign banks, to meet their financing needs. In fact, foreign banks (also known as international banks or FBOs) provide healthy competition that contributes to efficient and… Read more about Here’s Why U.S. Businesses Need Foreign Banks to Thrive

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