The Association of Credit and Collection Professionals (ACA), the American Financial Services Association (AFSA), the American Fintech Council (AFC), The Clearing House (TCH), the Consumer Bankers Association (CBA), the Center for Capital Markets Competitiveness (CCMC), the Consumer Data Industry Association (CDIA), the Electronic Transactions Association (ETA), the Innovative Lending Platform Association (ILPA), the Mortgage Bankers Association (MBA), the National Consumer Reporting Association (NCRA), the Online Lenders Alliance, and the Professional Background Screening Association (PBSA) write to respectfully request a 30-day extension of the current comment period for comments to the Small Business Regulatory Enforcement Fairness Act (“SBREFA”) outline for the Consumer Reporting Rulemaking (“SBREFA outline”). The aforementioned trade associations each represent entities covered, or potentially covered, by the broad scope of coverage proposed in the SBREFA outline.
